Snethkamp Chrysler Dodge Jeep Ram of Gaylord

Apr 26, 2024
A calculator, a pen, and several other stationary financial objects sitting atop a desk

Image via Pixabay.

Are you looking for a place to get car financing, but you’re not sure where to get it? While banks and credit unions are always an option, going to your CDJR dealership for financing has numerous benefits that you’ll be very pleased with. Dealership financing is often a better choice than getting a loan at a traditional financial institution.

1. It’s Incredibly Convenient

Do you like killing two birds with one stone? You can do that by getting financing at the dealer, as you can do absolutely everything in one place. When you go to the dealer, you can sell your old car, acquire your new one, and secure financing in one location.

If you go online to our website and get preapproved for a loan, then you know you only have to make one trip throughout the entire process of selling your old car and buying your new one, so it’s a wonderfully convenient experience.

2. It’s Good for Getting Exactly What You Want

Do you already know what car you want? When you find a dealer with that car in stock and then apply for financing through that dealer, then you’re almost guaranteed to drive home in the new ride you picked out. That’s not always the case when you go to a bank or credit union, as those financial institutions sometimes require you to choose a car from a dealership within their network.

The dealerships within the lender’s network may not have the car you want, or the dealer may not have the specific trim of the vehicle you want, so you have to compromise. You’re less likely to need to compromise if you pick out a car and then finance it at the dealership selling it.

3. It’s a Great Option If You Have Poor Credit

Could your credit score be in better shape? That shouldn’t stop you from buying a car. Dealers are way more likely to work within your needs than banks, credit unions, and online lenders are. If you sit down and talk with someone from the finance department at your local dealership, then there’s a very good chance that you’ll walk away with a car loan despite having a low credit score.

4. It’s Perfect If You Hate Paperwork

Do you hate paperwork? That can make getting a loan feel arduous, as financing through banks and credit unions often comes with a ton of paperwork to fill out. There’s very little paperwork if you finance through your dealer. When you fill out an application, it’s sent to multiple lenders, which saves a lot of time.

Does dealership financing sound beneficial to you? Come to Snethkamp Chrysler Dodge Jeep RAM of Gaylord in Gaylord, MI to get your financing today.